Why 40% of U.S. Homeowners Have No Mortgage—and the Number Keeps Growing

Fast Company, Oct. 27, 2025-Meghan Malas
According to ResiClub’s analysis of the U.S. Census Bureau’s new annual data, 40.3% of U.S. owner-occupied housing units are now mortgage-free, marking a new high for this data series. That’s up from 39.8% in 2023.
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