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Most Can Raise Their Credit Scores
Banker & Tradesman, Nov 5, 2023–Lew Sichelman
The common wisdom is that would-be homebuyers on the lower end of the credit spectrum will benefit the most from improving their credit scores – those all-important snapshots in time of how people use their credit.
But that’s not the case, according to number-crunching company CreditXpert, which claims that most people who apply for a mortgage can raise their scores by 20 points – and do so within 30 days.