Here’s Why Some Homeowners Skipped the Refinance Boom–and Don’t Regret It

Yahoo! Money, Sept. 7, 2022–Gabriella Cruz-Martinez
Nearly one-fourth of all homeowners refinanced their mortgage in 2021, according to data from the Federal Reserve Bank, when mortgage rates dropped below 3%. That refi boom is over, with activity falling to the lowest level since 2000, according to the Mortgage Bankers Association, leaving the 14.6% of homeowners with a current rate above 5% without many options.
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