Will Lenders Refund Fees Paid for a Market Downturn that Never Materialized?

Orange County Register, July 22, 2021–Jeff Lazerson
The federal government’s mortgage regulator, the Federal Housing Finance Agency, mandated that lenders start charging an extra half-percentage point fee in December for all loans being sold to Fannie Mae and Freddie Mac. A half-point fee amounts to $2,500 on a $500,000 loan. It was designed to cover losses projected from the COVID-19 pandemic, FHFA said – losses that have yet to occur. (MBA mention)
https://www.ocregister.com/2021/07/22/will-lenders-refund-fees-paid-for-a-market-downturn-that-never-materialized/