Why Now is Not the Time for FHA Premium Cuts

HousingWire, Apr. 5, 2021–Brian Montgomery, Keith Becker, Michael Marshall
The authors, former HUD officials, said wWile it is tempting to consider cutting premiums at a time when many in our country are struggling economically, it’s vitally important to understand the sensitivity of the MMI fund to macroeconomic outcomes and the assumptions built into the forecasting models that have been proven to change dramatically, most notably, home price appreciation.