Why on Earth Haven’t 19 Million Homeowners Refinanced Their Mortgage Yet?

Bankrate.com, Sept. 14, 2020–Jeff Ostrowski
Why are so many homeowners still locked into above-market rates? “The same reason people don’t go to the dentist regularly even though they should – it’s not fun,” says Greg McBride, CFA, Bankrate chief financial analyst.
https://www.bankrate.com/mortgages/why-millions-still-havent-refinanced/