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Lenders Opening Doors to a Wider Swath of Home Buyers
The Real Deal, May 3, 2019–Kenneth R. Harney
According to the Urban Institute Housing Finance Policy Center’s latest quarterly credit availability report, mortgage lenders are reaching out to borrowers who might have been marginal–or rejectees–in the past. Lenders are increasing their appetite for at least slightly riskier applicants–people with lower credit scores, higher debt-to-income ratios, smaller down payments and other issues.