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A Danish Bank is Offering Mortgage Rates with Negative Interest Rates–Why You Shouldn’t Wish for that to Happen in the U.S.
MarketWatch, Aug. 12, 2019–Jacob Passy
Places like Europe and Japan have another economic hurdle that’s made negative rates possible: Their populations are aging, which means their labor force is shrinking. “That’s an enormous headwind on economic growth,” said Michael Fratantoni, chief economist at the Mortgage Bankers Association, a trade group that represents the home-loan industry. “That keeps interest rates extraordinarily low.”