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Why Consumer Protection Regulation is Necessary–But Often Useless
HousingWire, Mar. 30, 2018–Sarah Wheeler
The TILA-RESPA Integrated Disclosure rule was conceived as part of the Consumer Financial Protection Bureau’s noble goal of giving consumers information about their total loan costs before they signed documents that bound them in a 30-year contract. But for all the good intentions behind this rule, it’s just not practical.