The median monthly housing payment fell to $2,365 during the four weeks ending Jan. 4–down 4.7% from a year earlier and the lowest level since early 2024, according to Redfin, Seattle.
Category: News and Trends
Experian: Market Sees Both Challenges, Optimism
Experian, Costa Mesa, Calif., released its 2026 State of the U.S. Housing Market Report, finding a market “in flux” and identifying a number of key trends.
AD Mortgage Examines Homeownership Down Payment Timelines
The time it takes for typical household to save for a down payment varies widely across the U.S., AD Mortgage, Fort Lauderdale, Fla., found in a new report.
MISMO Announces 2026 Board of Directors
MISMO, the real estate finance industry’s standards organization, announced its 2026 Board of Directors, reflecting a strong roster of mortgage industry leaders aligned to address critical issues and trends facing the mortgage industry, including artificial intelligence, digitization and regulatory complexity.
MISMO Publishes SMART Doc V3 Power of Attorney Specification
MISMO, the real estate finance industry’s standards organization, announced the publication of the SMART Doc V3 Power of Attorney Specification.
Employment Growth Rate Slows; Industry Economists Weigh In on Latest Jobs Data
The pace of employment growth slowed in December to 50,000, in line with the average pace of 49,000 for all of 2025, the U.S. Bureau of Labor Statistics reported Friday.
ATTOM: Affordability Remains Challenge Nationwide
ATTOM, Irvine, Calif., released its latest U.S. Home Affordability Report, showing that homes were less affordable than historical averages virtually nationwide in Q4 2025.
MCT: December Sees Monthly Decline in Mortgage Lock Activity
Mortgage Capital Trading, San Diego, released its latest Lock Volume Indices, finding that total lock volume fell 18.74% month-over-month in December.
MBA Chart of the Week: Monthly Payroll Growth
The pace of employment growth slowed in December to 50,000 jobs, in line with the average pace of 49,000 for all of 2025. Employment growth was much slower than the roughly 168,000 job pace in 2024. Employment numbers for October and November were revised downwards by 76,000, considerably weaker than initially reported.
Trepp: CMBS Delinquency Rate Rises in December
Trepp, New York, reported its CMBS delinquency rate grew in December, up four basis points to 7.3%.