The Mortgage Bankers Association sent a letter to the leadership of the House Committee on Veterans Affairs regarding the amendment in the nature of a substitute for H.R. 6047, the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2026. The letter states that the MBA cannot support the ANS as currently drafted.
Category: News and Trends
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.
MCT: January Lock Volume Rebounds
Mortgage Capital Trading, San Diego, released its latest lock volume indices, showing that the numbers rebounded slightly in January after a depressed December.
Chart of the Week: Mortgage Delinquency Rate by Loan Type
According to the latest results from MBA’s National Delinquency Survey (NDS), the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025.
Homeowner Equity Dips in Q4, ATTOM Reports
Despite a pullback in late 2025, nearly 45% of mortgaged homes remain equity rich according to ATTOM, Irvine, Calif.
Broeksmit: ‘We Have a Seat at the Table’ on Important Issues
SAN DIEGO–Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, took the stage at the Commercial/Multifamily Finance Convention and Expo Feb. 9 to discuss MBA’s advocacy priorities and wins over the past year.
Breaking Advocacy Update: U.S. House Passes Bipartisan Housing Package
On Monday evening, the full U.S. House passed overwhelmingly (390-9) H.R. 6644, the Housing for the 21st Century Act. The housing package aims to tackle supply and affordability challenges, modernize local development, and improve government housing programs.
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
mPower Panelists Discuss the Power of Mentorship
AMELIA ISLAND, Fla.–In the fast-changing mortgage industry, mentorship can provide stability, direction and confidence, panelists said here at MBA’s Independent Mortgage Bankers conference.
Redfin: 2025 Buyers Purchasing Below List Price Got Largest Discount Since 2012
Redfin, Seattle, released a new report finding that the typical homebuyer who purchased a home below the list price in 2025 got a 7.9% discount–the largest since 2012.