Down Payment Resource, Atlanta, released its Q4 Homeownership Program Index, finding that there were 2,619 homeownership programs nationwide.
Category: News and Trends
ICE First Look: Refinance Activity, Prepayments Strong in December
ICE Mortgage Technology, Atlanta, released its “first look” at December 2025 data, finding that refinance and prepayment activity both hovered near multiyear highs.
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America sent a letter Jan. 21 to the White House’s National Economic Council urging the consideration of three near-term administration actions that could directly lower costs for borrowers seeking home mortgages.
To the Point With Bob: Why Moving to a Single-File Credit Report Framework Is a Win for Consumers and Lenders
The tri-merge credit reporting requirement has become a license for price gouging and ripping off consumers. MBA and its members have had enough, writes MBA President and CEO Bob Broeksmit, CMB.
Remembering a Mortgage Industry Legend: Kurt Pfotenhauer
The mortgage industry mourns Kurt Pfotenhauer, a long-time leader who passed away on Wednesday.
MBA Newslink Q&A: Dovenmuehle’s Ron Malik on Diversifying Default Servicing Outreach
MBA NewsLink recently spoke with Dovenmuehle’s Ron Malik about the evolving state of default servicing, why diversifying borrower outreach is vital and how emerging technologies continue to reshape the borrower experience.
Chart of the Week: Homeownership Rates by Age, Race and Ethnicity
In this week’s MBA Chart of the Week, we examine the homeownership rate by household age as well as by race and ethnicity.
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates is impacted by several factors, including the level of interest rate volatility and the relative demand/supply balance of the two types of securities. In recent months, rate volatility has diminished, as the future course of monetary policy has become clearer and financial markets have been relatively calm. Last week’s announcement that the GSEs will increase their purchases of MBS brought the spread in further, and mortgage rates dropped further over the course of the week.
Commercial, Multifamily Mortgage Debt Outstanding Increased in Third-Quarter 2025
The level of commercial/multifamily mortgage debt outstanding increased by $53.4 billion (1.1%) in the third quarter, according to the Mortgage Bankers Association’s latest Commercial/Multifamily Mortgage Debt Outstanding quarterly report.
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Mortgage rate-lock activity ended the year on a firm footing, bucking typical holiday-driven seasonality, according to Optimal Blue, Plano, Texas.