Commercial mortgage delinquencies were mixed in the third quarter of 2025, according to the Mortgage Bankers Association’s (MBA) latest Commercial Delinquency Report.
Category: News and Trends
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention rose to a 3.5-year high in the third quarter as falling interest rates encouraged homeowners to reduce monthly payments for lower returns than in past cycles.
ATTOM: California Has Most Markets at Highest Risk of Declines
ATTOM, Irvine, Calif., released its latest Housing Risk Report, highlighting which markets are more or less vulnerable to declines, based on home affordability, equity, foreclosures and other metrics.
MISMO Announces 2025 Standards Governance Committee Election Results
MISMO, the real estate finance industry’s standards organization, announced the elected members to join or continue the 2026/2027 term on the Residential Standards Governance Committee and on the Commercial Standards Governance Committee.
MISMO Calls for Industry Professionals to Join the New Technology Impact and Enablement Community of Practice
MISMO, the real estate finance industry’s standards organization, is inviting industry professionals to join a newly formed Technology Impact and Enablement community of practice (CoP).
Mortgage Servicing Apps Deliver Uneven User Experience, J.D. Power Finds
The mortgage servicing industry lags behind other sectors when it comes to streamlined, easy-to-navigate interfaces and convenient access, according to J.D. Power, Troy, Mich.
Redfin Predicts a ‘Reset’ in 2026
Redfin, Seattle, predicts a “Great Housing Reset” will begin in 2026–a phenomenon it defines as a “years-long period of gradual increases in home sales and normalization of prices as affordability gradually improves.”
Chart of the Week: Median First-Time Homebuyer Age
The Washington Post recently published an article examining alternative estimates of first-time homebuyers’ age. MBA members have asked about this data, so this week’s Chart of the Week explores the Post’s analysis and current FTHB data trends.
ICE First Look: Increased Refinance Activity Drives Mortgage Prepayments Up
Softening mortgage rates expanded the pool of refinance candidates in October and pushed prepayments to their highest level in three and a half years, according to ICE Mortgage Technology, Atlanta.
MISMO Publishes Credit Scoring Implementation Artifacts
MISMO, the real estate finance industry’s standards organization, announced a new Credit Score Implementation Guide and a Credit Score Model Name Document have reached “Final” status, which means they have been thoroughly reviewed by a wide range of organizations and industry participants and are available for industry use.