The mortgage industry is highly effective at managing delinquency but less effective at recognizing the risk that develops before it.
Category: News and Trends
FundingShield: Elevated Wire, Title Fraud Risk Persist in Q1
FundingShield, Newport Beach, Calif., found that in Q1, 43.72% of transactions within a $106.7 billion portfolio were flagged for issues posing significant wire and title fraud risks.
Study Finds Widespread Growth in Home Equity Originations
Home equity lending continues to grow, with both outstanding loans and collective credit limits exceeding $1 trillion last year, a new report found.
New York Fed: Short-Term Inflation Expectations Increase
Households’ inflation expectations increased at the short- and medium-term horizons and remained unchanged at the longer-term horizon, the Federal Reserve Bank of New York reported.
Auction.com Finds Auction Buyers Growing More Bearish
Local community developers–the primary buyers at distressed property auctions–are the most bearish they’ve been in the last five years about the U.S. housing market, a new survey from Auction.com reports.
MCT: Spring Purchase Demand Holds Firm Despite Rising Rates
Mortgage Capital Trading, San Diego, found a modest increase in overall lock volume activity in March, driven largely by a strong spring purchase market that offset a notable pullback in rate/term refinancing.
Veterans United: Generational Help Playing Big Part in Homebuying
Veterans United Home Loans, Columbia, Mo., released a new survey finding that 59% of parents have provided or plan to provide some financial assistance to help their child buy a home.
Average Property Tax Bill Rose 3% in 2025, ATTOM Finds
ATTOM, Irvine, Calif., reported that $396.8 billion in property taxes were levied on more than 89.6 million single-family homes last year, up 3.7% from 2024.
MBA’s Laura Hopkins Recognized With 2026 Women With Vision, Vision’s Choice Award
Mortgage Bankers Association Senior Vice President of Membership, Meetings and mPower Laura Hopkins has been recognized as a 2026 Women With Vision Award, Vision’s Choice Award recipient.
ICE Mortgage Monitor: Early Spring Housing Market Shows Firmer Prices Amid Affordability Reset, Inventory Growth
The spring housing market began on stronger footing, buoyed by improved affordability and slowly rebuilding inventory despite the recent uptick in interest rates, according to the latest ICE Mortgage Monitor report.