Redfin, Seattle, reported the median age of first-time buyers dipped slightly between 2024 and 2025, from 36 to 35.
Category: News and Trends
Cotality: U.S. Mortgage Delinquency Rate Flat in December
Cotality, Irvine, Calif., released its latest Loan Performance Indicators, finding that the national mortgage delinquency rate was flat year-over-year in December, standing at 3.2%.
VantageScore CreditGauge: Mortgage Delinquencies Increase as Early-Stage Credit Stress Broadens
Mortgage delinquencies increased across all stages, according to the latest CreditGauge report from VantageScore.
Survey: Two-Thirds of Recent Buyers Have Regrets
Best Interest Financial, West Bloomfield, Mich., and Clever Real Estate, St. Louis, released a new survey finding that recent home buyers have experienced stress during the process, with 66% saying they have regrets about their homebuying process.
MISMO Publishes HUD Addendum Dataset for the Uniform Residential Loan Application
MISMO, the real estate finance industry’s standards organization, announced a new dataset for the Department of Housing and Urban Development (HUD) Addendum to the Uniform Residential Loan Application.
MISMO Publishes Data Mapping for VA Documents
MISMO, the real estate finance industry’s standards organization, announced that the new Department of Veterans Affairs (VA) Documents Data Mapping for VA Form 26-1820 has reached “Candidate Recommendation” status. This milestone recognizes that the standard has been thoroughly reviewed by a broad range of industry participants and is available for implementation across the mortgage industry.
Neighbors Bank: Taxes, Insurance Average 21% of Homeowners’ Monthly Payments
Neighbors Bank, Columbia, Mo., released a new study finding that property taxes and homeowners insurance account for an average of 21% of monthly mortgage payments across U.S. metro areas.
Premier Member Editorial: APIs Are Reshaping Insurance Tracking
Mortgage servicers operate in an environment where accuracy, compliance and efficiency are essential. One of the most critical responsibilities is maintaining up-to-date homeowner insurance information for every loan in their portfolio. This function is often outsourced to specialized insurance tracking providers because they have the scale, technology and expertise to manage large volumes of data across multiple carriers and channels.
Chart of the Week: Monthly Payroll Growth and Unemployment Rates
In 2025, job growth slowed to a crawl as the economy added an average of 10,000 jobs per month, and what little growth there was came from just a few sectors, notably health care.
Job Market Softens; MBA Economist Weighs In
February’s job creation was weaker than expected as employers cut more than 90,000 positions.