MISMO Housing Counseling Dataset Advances Standardization to Improve Borrower Outcomes and Industry Insights

MISMO, the real estate finance industry’s standards organization, today announced that the new Housing Counseling Dataset has reached “Candidate Recommendation” status. This milestone recognizes that the standard has been thoroughly reviewed by a broad range of industry participants and is available for implementation across the mortgage industry.

ATTOM: Homes Remain Unaffordable in Q1

ATTOM, Irvine, Calif., released its Q1 Home Affordability Report, finding that homes were less affordable than historical averages in 97% of counties with sufficient data to analyze for Q1.

Jill Ranck Joins MBA as Director of Associate Membership

The Mortgage Bankers Association (MBA) announced that Jill Ranck has joined the association as director of associate membership. In this role, Ranck will serve as the primary contact for MBA’s Associate members, supporting their business efforts while developing and executing strategies to strengthen their engagement with MBA.

MBA: IMBs Report Production Profits in Fourth-Quarter 2025

Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $674 on each loan they originated in the fourth quarter of 2025, compared to a net production profit of $1,201 per loan in the third quarter of 2025, according to the Mortgage Bankers Association’s newly released Quarterly Mortgage Bankers Performance Report.