Even modest improvements in a borrower’s credit score can translate into tens of thousands of dollars in mortgage interest savings over the life of a 30-year loan, according to AD Mortgage, Fort Lauderdale, Fla.
Category: News and Trends
Redfin: Almost 14% of Home Sales Cancelled in January
Redfin, Seattle, released a new report finding that 40,000 home-sale agreements nationwide were cancelled in January.
ATTOM: Vacancy, Zombie Foreclosure Rates Remain Low
ATTOM, Irvine, Calif., released its Q1 Vacant Property and Zombie Foreclosure Report, finding that 1.33% of residential properties are vacant. That’s essentially flat from both Q1 and Q4 2025.
MBA Premier Member Insights: ACES Quality Management’s ‘I Stand for Quality’ Movement
MBA Premier Member ACES Quality Management recently launched its ‘I Stand for Quality’ movement. MBA NewsLink interviewed ACES’ Sharon Reichhardt to learn more about the idea.
MBA Weighs in with Senate Banking Committee on Bank Capital Modernization
The Mortgage Bankers Association sent a letter to Senate Banking Committee Chairman Tim Scott (R-S.C.) and Ranking Member Elizabeth Warren (D-Mass.) ahead of last Thursday’s hearing on bank capital modernization.
State Regulators Step into Perceived Gaps Left by Federal Agencies
Ncontracts’ Stephanie Lyon writes that compliance officers who aren’t paying attention to state-level enforcement are in for an unpleasant surprise.
MBA: Mortgage Application Payments Increased in January
Homebuyer affordability declined in January, with the national median payment applied for by purchase applicants increasing to $2,070 from $2,025 in December.
Premier Member Editorial: The Economics of Loan QC Are Changing With AI
Sei AI Co-Founder & CEO Pranay Shetty writes that quality control in mortgage lending has reached an inflection point.
Annual Home Price Growth Ends 2025 at 1.3%–Weakest Since 2011
The 2025 housing market ended with the weakest annual appreciation since the market bottomed out in 2011 following the Great Recession, according to the S&P Cotality Case-Shiller Index.
Clever Offers: 85% of Homeowners Faced Unexpected Repair Costs Last Year
About 85% of homeowners spent money on an unplanned home repair last year, according to a new report from Clever Offers, St. Louis.