Auction.com, Irvine, Calif., released its 2026 Buyer Insights Report, finding that the vast majority of buyers are local and purchasing 10 or fewer homes a year.
Category: News and Trends
Optimal Blue Report: Purchase Demand Holds Firm as April Lock Activity Cools
Mortgage lock activity pulled back in April after a strong first quarter, according to Optimal Blue’s latest Market Advantage mortgage data report.
MBA Statement on Kevin Warsh’s Confirmation as Federal Reserve Chairman
MBA’s President and CEO Bob Broeksmit, CMB, released a statement on the Senate’s confirmation of Kevin Warsh to serve as Chairman of the Federal Reserve.
MBA Applauds Revised 21st Century ROAD to Housing Act
MBA President and CEO Bob Broeksmit, CMB, released a statement after the House released an amended version of the Senate-passed, 21st Century ROAD to Housing Act.
Mortgage Delinquencies Increase in the First Quarter of 2026, MBA Reports
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter of 2026, according to the Mortgage Bankers Association’s National Delinquency Survey.
Chart of the Week: Mortgage Delinquency Rates and Spreads Across Loan Type
According to the latest results from MBA’s National Delinquency Survey (NDS), the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter of 2026. The delinquency rate was up 18 basis points from the fourth quarter of 2025 and up 40 basis points from one year ago.
The Shift to State Regulation: What Lenders Need to Know About Servicing Risk
Over the past several years, mortgage servicers have experienced a noticeable shift in regulatory momentum. While federal regulatory activity–particularly from the Consumer Financial Protection Bureau–has slowed, oversight has not disappeared. Supervisory guidance has been pulled back, certain proposals have stalled and enforcement posture has recalibrated. But this does not signal a lighter compliance burden.
MAA Call to Action: Urge the House to Repair the Senate Housing Bill
The Mortgage Bankers Association Mortgage Action Alliance has released a Call to Action, encouraging members to contact their House representative and urge them to correct four concerning sections in the Senate-passed ROAD to Housing Act.
MISMO Releases BPM+ Reference Model Toolkit to Accelerate Standards‑Based Process and Decision Modeling
MISMO, the real estate finance industry’s standards organization, announced the release of the MISMO BPM+ Reference Model Toolkit, a new resource that helps organizations model mortgage processes, decisions, and data using industry‑standard BPM+ methods aligned with MISMO standards.
Veterans United: Misconceptions May Stymie Homebuying
Veterans United, Columbia, Mo., released a new survey, finding that misconceptions about credit scores, down payments and mortgage rates are widespread and may be barriers to homebuying and ownership.