MPA, Nov. 20, 2025-Fergal McAlindenThere’s still no consensus about whether the Federal Reserve will cut interest rates again next month, although a stronger-than-expected September jobs report saw financial markets sharply …
Category: Top National News
Refis Push Ginnie Issuance Up in October
Inside Mortgage Finance, November 19, 2025-Emmeline WilleyIssuers produced $47.87 billion of new Ginnie Mae single-family mortgage-backed securities in October, the highest monthly volume so far this year, according to a …
More Than Half of U.S. Homes Lost Value in the Past Year
MPA, Nov. 17, 2025-Liezel OnceThe United States housing market saw a major change over the past year, with 53% of homes losing value—the highest proportion since 2012, according to new …
Mortgage Servicers Rethink Recapture Strategies as Financial Benefits Fade
HousingWire, November 14, 2025-Flávia Furlan Nunes Mortgage companies are expanding servicing portfolios but facing declining recapture profitability due to rising competition and shrinking premiums, challenging traditional recapture strategies.Click here for more …
Costs and Policy Shifts Squeeze Affordable Housing, but Industry Sees 2026 Rebound
MPA, Nov. 14, 2025-Liezel OnceAffordable housing professionals are bracing for a turbulent 2026, as rising construction costs and shifting policy landscapes threaten to slow development, according to a new survey …
It’s Harder to Get Home Insurance. That’s Changing Communities Across the U.S.
NPR, Nov. 12, 2025-Michael Copley, Lauren Sommer, Rebecca Hersher and Sanidhya SharmaHome insurance is getting more expensive in the United States, and insurers are pulling back from some regions as …
It’s Getting Harder to Figure Out Whether You Live in a Flood Zone or Not
The Wall Street Journal, Nov. 9, 2025-Heather GillersShirley Howard’s Chicago neighborhood has flooded three times in the last 30 years. But Howard’s mortgage lender never suggested flood insurance. The government …
Fannie Mae Eliminating Minimum 620 Credit Score Eligibility Requirement
Orange County Register, No. 7, 2025-Jeff LazersonStarting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is …
U.S. Household Debt Hits Record $18.6 Trillion as Mortgage Delinquencies Stabilize
MPA, Nov. 6, 2025-Liezel OnceUnited States household debt continued its steady climb in the third quarter of 2025, reaching a record $18.59 trillion, according to the Federal Reserve Bank of …
Economists’ Forecast: Housing, Wall Street a Mix of ‘We Are Screwed’ to ‘All Good’
OC Register, Oct. 30, 2025-Jeff LazersonThis week the Federal Reserve dropped short-term interest rates by a quarter-point. Chairman Jerome Powell surprisingly said a one-quarter point December cut is not a …