MPA, Nov. 17, 2025-Liezel OnceThe United States housing market saw a major change over the past year, with 53% of homes losing value—the highest proportion since 2012, according to new …
Category: Top National News
Mortgage Servicers Rethink Recapture Strategies as Financial Benefits Fade
HousingWire, November 14, 2025-Flávia Furlan Nunes Mortgage companies are expanding servicing portfolios but facing declining recapture profitability due to rising competition and shrinking premiums, challenging traditional recapture strategies.Click here for more …
Costs and Policy Shifts Squeeze Affordable Housing, but Industry Sees 2026 Rebound
MPA, Nov. 14, 2025-Liezel OnceAffordable housing professionals are bracing for a turbulent 2026, as rising construction costs and shifting policy landscapes threaten to slow development, according to a new survey …
It’s Harder to Get Home Insurance. That’s Changing Communities Across the U.S.
NPR, Nov. 12, 2025-Michael Copley, Lauren Sommer, Rebecca Hersher and Sanidhya SharmaHome insurance is getting more expensive in the United States, and insurers are pulling back from some regions as …
It’s Getting Harder to Figure Out Whether You Live in a Flood Zone or Not
The Wall Street Journal, Nov. 9, 2025-Heather GillersShirley Howard’s Chicago neighborhood has flooded three times in the last 30 years. But Howard’s mortgage lender never suggested flood insurance. The government …
Fannie Mae Eliminating Minimum 620 Credit Score Eligibility Requirement
Orange County Register, No. 7, 2025-Jeff LazersonStarting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is …
U.S. Household Debt Hits Record $18.6 Trillion as Mortgage Delinquencies Stabilize
MPA, Nov. 6, 2025-Liezel OnceUnited States household debt continued its steady climb in the third quarter of 2025, reaching a record $18.59 trillion, according to the Federal Reserve Bank of …
Economists’ Forecast: Housing, Wall Street a Mix of ‘We Are Screwed’ to ‘All Good’
OC Register, Oct. 30, 2025-Jeff LazersonThis week the Federal Reserve dropped short-term interest rates by a quarter-point. Chairman Jerome Powell surprisingly said a one-quarter point December cut is not a …
How MISMO Plans to Shape Mortgage Tech and AI
National Mortgage News, Nov. 3, 2025-Andrew MartinezBrian Vieaux wants every mortgage player to understand the power and potential of MISMO.Click here for more (subscription)
Climate Fears Drive Americans to Rethink Homebuying Decisions
MPA, Oct. 30, 2025-Liezel OnceClimate change has made most Americans see owning a home as riskier than it was 10 years ago.Click here for more