What GSE Reporting Changes Mean for Servicers

ICE’s Matt Dowd says the mortgage servicing industry is in the early stages of a compliance transformation that will touch nearly all operational systems servicers rely on, “and the window for comfortable preparation is closing.”

Foreclosure Activity Increased in 1H 2026: ATTOM

ATTOM, Irvine, Calif., found more than 227,000 properties with foreclosure filings in the first six months of 2026, up 21% from the same period a year ago and up 28% from two years ago.

Chart of the Week: Components of Direct Servicing Operating Costs

In last week’s Chart of the Week, we focused on the major cost components of originating a loan in 2025. This week we focus on the major cost components of servicing a loan based on data from the annual Servicing Operations Study and Forum, MBA’s most detailed and comprehensive servicing benchmarking study representing almost 60% of the residential servicing market.

How Unsecured Debt Is Increasingly Driving Housing Instability

Money Management International’s Helene Raynaud writes that many unsecured debt challenges–credit-card utilization, medical collections, budget shortfalls–can potentially be addressed before they escalate into mortgage delinquency or foreclosure exposure.

MBA: IMB Production Profits Remain Flat in First Quarter

Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $727 on each loan they originated in the first quarter, compared to a net production profit of $674 per loan in the fourth quarter of 2025, according to MBA’s newest Quarterly Mortgage Bankers Performance Report.