Falling interest rates drove a sharp increase in refinance activity in early 2026, according to Optimal Blue, Plano, Texas.
Tag: Refinance Activity
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Mortgage rate-lock activity ended the year on a firm footing, bucking typical holiday-driven seasonality, according to Optimal Blue, Plano, Texas.
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention rose to a 3.5-year high in the third quarter as falling interest rates encouraged homeowners to reduce monthly payments for lower returns than in past cycles.
ICE First Look: Increased Refinance Activity Drives Mortgage Prepayments Up
Softening mortgage rates expanded the pool of refinance candidates in October and pushed prepayments to their highest level in three and a half years, according to ICE Mortgage Technology, Atlanta.