For years, conventional wisdom has assumed that “normal” turnover implies a minimum lifetime Conditional Prepayment Rate of 6%. MIAC Analytics Managing Director of MSR Valuations Mike Carnes challenges those assumptions.
Tag: Mortgage Servicing Rights
An MSR Update from MIAC Analytics
For years, conventional wisdom has assumed that “normal” turnover implies a minimum lifetime Conditional Prepayment Rate of 6%. MIAC Analytics Managing Director of MSR Valuations Mike Carnes challenges those assumptions.
Premier Member White Paper Profile: SitusAMC Examines Mortgage Servicing Rights
MBA regularly highlights new white papers from its Premier Members. Today, we look at SitusAMC’s recently released Mortgage Servicing Rights in 2025: Navigating Market Volatility.
Strategic Consolidation–Analyzing Mr. Cooper’s Acquisition of Flagstar’s MSR Portfolio: Vaultedge CEO Murali Tirupati
The mortgage servicing landscape has witnessed a significant shift in recent days with Mr. Cooper’s acquisition of Flagstar Bank’s mortgage servicing rights portfolio.
Strategic Consolidation in Servicing–Analyzing Mr. Cooper’s Acquisition of Flagstar’s MSR Portfolio: Vaultedge’s Murali Tirupati
The mortgage servicing landscape has witnessed a significant shift in recent days with Mr. Cooper’s acquisition of Flagstar Bank’s mortgage servicing rights portfolio.
Vaultedge’s Murali Tirupati: Strategic Consolidation in Servicing–Analyzing Mr. Cooper’s Acquisition of Flagstar’s MSR Portfolio
The mortgage servicing landscape has witnessed a significant shift in recent days with Mr. Cooper’s acquisition of Flagstar Bank’s mortgage servicing rights portfolio.
MIAC Analytics’ Michael Carnes: Is It Time to Talk About Recapture?
One may think it’s counter-intuitive to be discussing recapture at a time where primary mortgage rates are still hovering above 7%, but recapture is still playing a role in MSR pricing.
BSI Financial Services’ Allen Price: Success of Growing Home Equity Investment Market Depends on Unique Servicing Capabilities
In the mortgage industry, what you don’t know can indeed hurt you—or at the very least, leave you trailing behind. This saying could also apply to the home equity investment (HEI) market, which has steadily gained ground over the past couple of years.
STRATMOR Group’s Michael Grad: Unlocking Profits from Servicing Assets
With interest rates soaring, most lenders are struggling to generate enough profit from originations to sustain business. And when they are incurring losses with each loan originated, many have turned their attention to mortgage servicing rights for extra revenue.
Pamela Hamrick of Incenter Diligence Solutions: Elevating QC to a Growth Leader
Just before Labor Day, Fannie Mae instituted new prefunding quality control review requirements, leading to larger discussions of the financial impact of QC processes on mortgage lenders. MBA NewsLink asked Pamela Hamrick, President, Incenter Diligence Solutions, to elaborate.