For years, conventional wisdom has assumed that “normal” turnover implies a minimum lifetime Conditional Prepayment Rate of 6%. MIAC Analytics Managing Director of MSR Valuations Mike Carnes challenges those assumptions.
Tag: MIAC Analytics

An MSR Update from MIAC Analytics
For years, conventional wisdom has assumed that “normal” turnover implies a minimum lifetime Conditional Prepayment Rate of 6%. MIAC Analytics Managing Director of MSR Valuations Mike Carnes challenges those assumptions.

MIAC Analytics’ Michael Carnes: Is It Time to Talk About Recapture?
One may think it’s counter-intuitive to be discussing recapture at a time where primary mortgage rates are still hovering above 7%, but recapture is still playing a role in MSR pricing.

Industry Briefs, April 15, 2024
Industry news from MIAC Analytics, Power Forward Communities, Vesta, Optimal Blue and Merchants Bank.

Industry Briefs, April 12, 2024
Industry news from MIAC Analytics, Power Forward Communities, Vesta, Optimal Blue and Merchants Bank.