On July 1, Fannie Mae and Freddie Mac released the historical loan-level datasets the mortgage industry has been anticipating: FICO® Score 10T performance data spanning more than 12 years from April 2013 through September 2025. These datasets now include mortgage loan-level performance data for Classic FICO® Score, FICO® Score 10T, and VantageScore 4.0 — enabling a direct comparison on the same loans.
Tag: Julie May
FICO Score 10T: Historical Data, Adopter Program, and What’s Next (Sponsored)
With 40+ lenders already evaluating FICO® Score 10T and GSE historical data on the way, momentum is accelerating.
Where Things Stand for FICO Score 10T in the Conforming Mortgage Market (sponsored)
FICO® Score 10T historical data to be released in advance of implementation by the GSEs.
Latest FICO Score is a Game Changer for Mortgage Lending (Sponsored by FICO)
FICO® Score 10T’s industry-leading techniques enhance risk assessment and enable more loan approvals in the mortgage banking industry
The Path Forward for Fair Credit Scoring Competition (Sponsored by FICO)
With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?