Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $674 on each loan they originated in the fourth quarter of 2025, compared to a net production profit of $1,201 per loan in the third quarter, according to the Mortgage Bankers Association’s newly released Quarterly Mortgage Bankers Performance Report.
Tag: IMB
mPower Discusses the Power of Mentorship
AMELIA ISLAND, Fla.–In the fast-changing mortgage industry, mentorship can provide stability, direction and confidence, panelists said here at MBA’s Independent Mortgage Bankers conference.
Broeksmit Pays Tribute to Kurt Pfotenhauer at #MBAIMB26
AMELIA ISLAND, Fla.—MBA President and CEO Bob Broeksmit, CMB, opened MBA’s Independent Mortgage Bankers conference with a tribute to longtime mortgage industry leader Kurt Pfotenhauer.
Broeksmit: A Strong Start to 2026–And Strong Words Regarding Credit Reporting #MBAIMB26
AMELIA ISLAND, Fla.–While many people relaxed in December, MBA was on a tear–including tackling the important issue of credit scores and credit reporting–MBA President and CEO Bob Broeksmit, CMB, said here at MBA’s Independent Mortgage Bankers conference.
Chart of the Week: IMB Net Production Income and Percent of IMBs With Pre-Tax Net Income > Zero
Independent mortgage banks and mortgage subsidiaries of chartered banks reported pre-tax net production profit of 25 bps ($950 per loan) on each loan they originated in the second quarter.
MBA: IMBs Report Production Profits in Second Quarter
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $950 on each loan they originated in the second quarter, according to MBA’s latest Quarterly Mortgage Bankers Performance Report.
Chart of the Week: IMB Pre-Tax Net Production Income by Average Loan Balance in Q1 2025
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net loss of $28 on each loan they originated in the first quarter, according to MBA’s newly released Quarterly Mortgage Bankers Performance Report.
IMBs Report Production Losses in Fourth Quarter of 2024
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net loss of $40 on each loan they originated in the fourth quarter, a decrease from the reported net profit of $701 per loan in the third quarter, MBA’s Quarterly Mortgage Bankers Performance Report found.
Chart of the Week: IMB Pre-Tax Net Production Income
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net loss of 4 basis points in the fourth quarter, a decrease from the net profit of 18 basis points in the third quarter, MBA’s Quarterly Mortgage Bankers Performance Report found.
Success Stories in IMB Multicultural Lending
AUSTIN–IMB leaders always look for new ways to be the lender of choice for fast-growing demographic markets. Two independent mortgage bankers spoke at MBA’s IMB conference to share their multicultural lending success stories and discuss strategies that produce measurable results.