Intercontinental Exchange, Atlanta, reported the national delinquency rate eased in January: delinquencies fell by 3 basis points to 3.65% and remain 15 basis points below the January 2020 pre-pandemic benchmark.
Tag: ICE Mortgage Monitor
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention rose to a 3.5-year high in the third quarter as falling interest rates encouraged homeowners to reduce monthly payments for lower returns than in past cycles.
MBA Premier Member Editorial: Why Mortgage Servicers Should Prepare Now for Rising Defaults
ICE Mortgage Technology’s Andrea Meir writes that mortgage defaults have been edging up, especially among financially vulnerable homeowners.
ICE Mortgage Monitor: Refinance Eligibility Rises
ICE Mortgage Technology, Atlanta, released its November Mortgage Monitor, highlighting that the recent dip in mortgage rates has significantly increased the pool of homeowners who could reduce their monthly payments via a refinance.
ICE: Homebuying Affordability Sees Best Conditions in 2.5 Years
ICE Mortgage Technology, Atlanta, reported conditions have pushed home affordability for buyers into its best spot in 2.5 years.
ICE Mortgage Monitor: Property Insurance Costs Continue to Grow
ICE Mortgage Technology, Atlanta, released its ICE Mortgage Monitor Report, highlighting a continued surge in property insurance costs.
ICE Mortgage Monitor: Originations Hit Highest Quarterly Volume Since 2022
ICE Mortgage Technology, Atlanta, released its latest Mortgage Monitor report, finding that mortgage originations saw their highest quarterly volume in Q2 since 2022.
ICE Mortgage Monitor Finds Some Early Signs of Stress for Homeowners
ICE Mortgage Technology, Atlanta, released its July 2025 Mortgage Monitor report, finding that there are early signs of financial stress emerging among subsets of homeowners.
ICE Mortgage Monitor: Record Levels of Home Equity, Falling Rates Drive Highest HELOC Withdraws Since 2008
U.S. mortgage holders carried a record $17.6 trillion in home equity entering the second quarter–with $11.5 trillion considered “tappable”–according to ICE Mortgage Technology, Atlanta.