The Consumer Financial Protection Bureau on Monday made Home Mortgage Disclosure Act Modified Loan Application Register data for 2022 available through the Federal Financial Institutions Examination Council’s HMDA Platform for more than 4,000 HMDA filers.
Tag: Home Mortgage Disclosure Act
Alesha Briley, CMCP, and Leanne Minghini of Ncontracts: What Story is Your HMDA Data Telling?
Telling your mortgage company’s Home Mortgage Disclosure Act story is essential for fair lending compliance. It begins with data collection and ends with data analysis. An effective HMDA data process involves eight steps.
Alesha Briley, CMCP, and Leanne Minghini of Ncontracts: What Story is Your HMDA Data Telling?
Telling your mortgage company’s Home Mortgage Disclosure Act story is essential for fair lending compliance. It begins with data collection and ends with data analysis. An effective HMDA data process involves eight steps.
Alesha Briley, CMCP, and Leanne Minghini of Ncontracts: What Story is Your HMDA Data Telling?
Telling your mortgage company’s Home Mortgage Disclosure Act story is essential for fair lending compliance. It begins with data collection and ends with data analysis. An effective HMDA data process involves eight steps.
Alesha Briley, CMCP, and Leanne Minghini of Ncontracts: What Story is Your HMDA Data Telling?
Telling your mortgage company’s Home Mortgage Disclosure Act story is essential for fair lending compliance. It begins with data collection and ends with data analysis. An effective HMDA data process involves eight steps.
Alesha Briley, CMCP, and Leanne Minghini of Ncontracts: What story is your HMDA data telling?
Telling your mortgage company’s Home Mortgage Disclosure Act story is essential for fair lending compliance. It begins with data collection and ends with data analysis. An effective HMDA data process involves eight steps.
CFPB Provides Guidance on HMDA Loan Reporting Threshold
The Consumer Financial Protection Bureau said it does not intend to “initiate enforcement actions or cite Home Mortgage Disclosure Act violations for failures to report closed-end mortgage data collected in 2022, 2021 and 2020” for covered institutions that originated at least 25 closed-end loans, but less than 100 closed-end loans in each of the previous two calendar years.
Analysis: 1/3 of Declined Mortgage Applications Addressable with Homebuyer Assistance
Down Payment Resource, Atlanta, said its analysis of mortgage loan applications found nearly one-third of declined mortgage loan applications are both declined for reasons that can be addressed with homebuyer assistance and eligible for homebuyer assistance programs.
Housing Market Roundup: Mar. 25, 2022
Here is a summary of housing market reports that came across the MBA NewsLink desk this week:
Kimberly Boatwright of Ncontracts: 4 Key Stages of Annual HMDA Data Lifecycle
During this time of the year, one area of compliance stands out as a focal point: HMDA.