In May, the FHA confirmed its intention to add VantageScore 4.0 and FICO Score 10T in addition to the existing Classic FICO as eligible credit score models for FHA-insured mortgage underwriting. Last week, FHA announced an implementation date: Jan. 1, 2027.
Tag: FICO Score 10T
The GSE Data Is Public. What the GSE Historical Data Reveals About Credit Score Performance. (Sponsored by FICO)
On July 1, Fannie Mae and Freddie Mac released the historical loan-level datasets the mortgage industry has been anticipating: FICO® Score 10T performance data spanning more than 12 years from April 2013 through September 2025. These datasets now include mortgage loan-level performance data for Classic FICO® Score, FICO® Score 10T, and VantageScore 4.0 — enabling a direct comparison on the same loans.
Where Things Stand for FICO Score 10T in the Conforming Mortgage Market (sponsored)
FICO® Score 10T historical data to be released in advance of implementation by the GSEs.
Latest FICO Score is a Game Changer for Mortgage Lending (Sponsored by FICO)
FICO® Score 10T’s industry-leading techniques enhance risk assessment and enable more loan approvals in the mortgage banking industry