MBA White Paper Measures the Impact of Loan Sizes on Profitability Through Mortgage Cycles

The conventional wisdom is that originating and servicing higher balance loans means higher profits. However, according to a new white paper by the Mortgage Bankers Association titled, How do Mortgage Revenues, Costs and Profitability Vary by Loan Balance? An Analysis Using Benchmarking Data, the relationship between loan balance and profitability is more nuanced and may change over the course of market cycles.

MBA White Paper Measures the Impact of Loan Sizes on Profitability Through Mortgage Cycles

The conventional wisdom is that originating and servicing higher balance loans means higher profits. However, according to a new white paper by the Mortgage Bankers Association titled, How do Mortgage Revenues, Costs and Profitability Vary by Loan Balance? An Analysis Using Benchmarking Data, the relationship between loan balance and profitability is more nuanced and may change over the course of market cycles.

FHA Seeks Input on 203(k) Rehab Mortgage Insurance Program

The Federal Housing Administration this week published a Request for Information in the Federal Register seeking public comments on ways it can enhance its Single-Family 203(k) Rehabilitation Mortgage Insurance Program.

#MBAAnnual22: Ginnie Mae, FHFA, FHA Go Big

NASHVILLE—Presentations by government agencies at major events such as the Mortgage Bankers Association’s Annual Convention & Expo can be pretty staid affairs. Not so this year. On Monday, Ginnie Mae, the Federal Housing Finance Agency and FHA made one major announcement after the other, literally creating their own news cycle.

Housing Market Roundup Aug. 22 2022

Here’s a quick summary of housing/real estate finance articles that have come across the MBA NewsLink desk:

Industry Briefs July 1, 2022

Southwest Stage Funding LLC, dba Cascade Financial Services, a national provider of financing to buyers of manufactured homes, launch its Social Bond Framework, which furthers the company’s commitment to creating pathways for affordable housing.