The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.37% of all loans outstanding at the end of the second quarter, according to MBA National Delinquency Survey.
Tag: Delinquencies
ICE First Look: New Default Activity Posts Annual Decline, Led by FHA Loans
Early-stage delinquencies remain low, according to Intercontinental Exchange, Atlanta. Notably, new FHA defaults posted their largest annual decline in more than four years.
ICE Reports Prepayments Rise on Recent Refinance Activity
February saw a clear rebound in prepayment activity, according to the February 2026 ICE First Look at mortgage delinquency, foreclosure and prepayment trends.
TransUnion Finds Correlation Between PTI Ratios, Mortgage Delinquencies
TransUnion, Chicago, released a new analysis finding a correlation between rising payment-to-income ratios and rising mortgage delinquencies.
ICE: Delinquencies Trend Slightly Higher in June
ICE Mortgage Technology’s First Look report found that delinquencies rose on a monthly basis and foreclosures were up year-over-year, despite overall mortgage payment performance remaining strong.
ICE First Look: Delinquencies Steady in May but Trending Higher Annually
ICE Mortgage Technology, Atlanta, released its May 2025 First Look, finding that the national delinquency rate fell 2 basis points to 3.2% in May. However, it’s up 16 basis points from May 2024.
VantageScore: Credit Scores Recover Overall, but Mortgage Delinquencies Grow
VantageScore, San Francisco, released its CreditGauge for March, finding that the average VantageScore 4.0 credit score returned to 702 after dipping slightly in February.
VantageScore CreditGauge: Mortgage Credit Delinquencies Rise in February
VantageScore, San Francisco, released its CreditGauge for February, finding mortgage credit delinquencies worsened year-over-year.
ICE First Look: Delinquencies Creep Up in February
Intercontinental Exchange Inc., released its “first look” at February mortgage performance, finding the national delinquency rate edged up five basis points to 3.53% in February.
VantageScore CreditGauge: Mortgages Help Drive Credit Balance Increases in January
VantageScore, San Francisco, released its CreditGauge report for January, finding average overall credit account balances rose by more than $1,000 from December 2024.