Optimal Blue, Plano, Texas, released its April 2025 Market Advantage mortgage data report, showing total loan lock volume was up 3.2% month-over-month, with purchase locks up 7.5%.
Tag: Brennan O’Connell

Optimal Blue: Refinances Jump in March
Optimal Blue, Plano, Texas, released its March 2025 Market Advantage mortgage data report, finding a 24% increase in rate lock volume, attributed to early spring buyers entering the market and homeowners refinancing with recent lower rates.

Optimal Blue: February Sees Surge in Rate-and-Term Refinances
Optimal Blue, Plano, Texas, recorded a 7% month-over-month increase in mortgage lock volume in February, largely driven by strong refinance activity.

Optimal Blue: Refinance Activity Surges in January
Optimal Blue, Plano, Texas, reported that refinance activity jumped year-over-year in January, by 20.1% for cash-out refinance lock volume and 21.7% for rate/term refinance.

Optimal Blue: YoY Mortgage Activity Increases Across All Loan Types
Optimal Blue’s latest Market Advantage report found year-over-year growth in mortgage activity, even as seasonal trends led to a month-over-month decline in rate lock volumes.

Optimal Blue: November Mortgage Lock Volume Down 25%
Optimal Blue, Plano, Texas, released its Market Advantage report, finding that overall rate lock volume fell 25% from the previous month, but was up 12% year-over-year.

Optimal Blue: October Mortgage Lock Data Shows ‘Resilience;’ ‘Cracks’ in Mortgage Market
Optimal Blue’s October Market Advantage report found strong purchase mortgage growth, though a shift away from conforming loans signals strained affordability.

Optimal Blue: Rate-and-Term Refinance Locks Up Significantly From 2023
Optimal Blue, Plano, Texas, released its September Market Advantage report, finding a spike in rate-and-term refinance activity.

Optimal Blue: Refinances Surge in August
Optimal Blue, Plano, Texas, released its Market Advantage mortgage data report for August, revealing a 1% rise in overall rate lock volume, but more significant movement on refinances.

Optimal Blue: Rate-and-Term Refis Jump in May
Optimal Blue, Plano, Texas, released its Market Advantage Mortgage Data Report for May, finding, among other metrics, an almost 26% increase in rate-and-term refinances in May.