February saw a clear rebound in prepayment activity, according to the February 2026 ICE First Look at mortgage delinquency, foreclosure and prepayment trends.
Tag: Andy Walden
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations reached an estimated 1.44 million in the fourth quarter — the largest quarterly tally since Q3 2022 — as a surge in refinance activity drove lending to its highest level in three and a half years, according to the March ICE Mortgage Monitor report.
ICE First Look: National Mortgage Delinquency Rate Edges Lower in January
Intercontinental Exchange, Atlanta, reported the national delinquency rate eased in January: delinquencies fell by 3 basis points to 3.65% and remain 15 basis points below the January 2020 pre-pandemic benchmark.
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
ICE First Look: Refinance Activity, Prepayments Strong in December
ICE Mortgage Technology, Atlanta, released its “first look” at December 2025 data, finding that refinance and prepayment activity both hovered near multiyear highs.
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention rose to a 3.5-year high in the third quarter as falling interest rates encouraged homeowners to reduce monthly payments for lower returns than in past cycles.
ICE First Look: Increased Refinance Activity Drives Mortgage Prepayments Up
Softening mortgage rates expanded the pool of refinance candidates in October and pushed prepayments to their highest level in three and a half years, according to ICE Mortgage Technology, Atlanta.
ICE Mortgage Monitor: Refinance Eligibility Rises
ICE Mortgage Technology, Atlanta, released its November Mortgage Monitor, highlighting that the recent dip in mortgage rates has significantly increased the pool of homeowners who could reduce their monthly payments via a refinance.
ICE: Homebuying Affordability Sees Best Conditions in 2.5 Years
ICE Mortgage Technology, Atlanta, reported conditions have pushed home affordability for buyers into its best spot in 2.5 years.
ICE First Look: Delinquencies Up; Foreclosure Activity Slowly Trending Higher
The national mortgage delinquency rate rose in August–largely driven by a calendar anomaly–while foreclosure activity continued its slow upward trend, ICE Mortgage Technology reported Wednesday.