As GSE requirements, interagency guidance and state regulatory activity converge, mortgage lenders face new pressure to document how artificial intelligence is used, monitored and governed across their operations.
Tag: ACES
ACES: Critical Defect Rate Falls to Annual Low
ACES Quality Management, Denver, reported the overall fourth-quarter critical defect rate fell to 1.38%, a 22.9% decrease from 1.79% in Q3 2025, marking the first quarterly decline after three consecutive quarters of increases.
ACES Quality Management: Overall Critical Defect Rate Increases
ACES Quality Management, Denver, reported the overall critical defect rate increased from 1.51% in Q2 2025 to 1.79% in Q3 2025, an 18.5% increase.
Industry Briefs, Dec. 16, 2025
Industry news from Rocktop Technologies, Bron, Equifax, ACES Quality Management, First American Data & Analytics, MeridianLink, FirstClose and Stewart Lender Services.
Industry Briefs, Dec. 15, 2025
Industry news from Rocktop Technologies, Bron, Equifax, ACES Quality Management, First American Data & Analytics, MeridianLink, FirstClose and Stewart Lender Services.
ACES Finds Modest Rise in Critical Defect Rate
ACES Quality Management, Denver, found the overall critical defect rate increased from 1.31% in the first quarter of 2025 to 1.51% in the second.
People in the News, July 14, 2025
Industry personnel news from the Ohio MBA, ACES, Mayer Brown, Rate, Planet Home Lending, Merchants Mortgage and CMG Home Loans.
People in the News, July 11, 2025
Industry personnel news from the Ohio MBA, ACES, Mayer Brown, Rate, Planet Home Lending, Merchants Mortgage and CMG Home Loans.
Evolving QC Risk Demands Agile Response (Sponsored by ACES Quality Management)
Lenders face new QC risks as traditional defect categories decline and fraud, insurance, and compliance exposures rapidly increase.
ACES: Q3 2024 Critical Defect Rate Falls
ACES Quality Management, Denver, released its Q3 Mortgage QC Trends Report, finding the overall critical defect rate declined from the second quarter by 17%. The overall rate ended the quarter at 1.51%.