HousingWire, Feb. 3, 2020–Kathleen HowleyThe Federal Housing Finance Agency said on Monday Houlihan Lokey Capital will create a “roadmap” that will include business and capital structures, market impacts and timing …
MBA Newslinks Archive
HUD Seeks New Rule on Manufactured Housing
National Mortgage Professional, Feb. 3, 2020–Phil HallIn an effort to expand the available stock of affordable housing options, HUD issued a proposed rule to revise the federal Manufactured Home Construction …
Tearing Up CFPB’s Mortgage Underwriting Rule is the Easy Part
American Banker, Feb. 2, 2020–Kate Berry (subscription) ow that the Consumer Financial Protection Bureau has vowed to remove an unpopular measure of loan affordability in its mortgage underwriting rule, the …
To Unleash Housing Supply, Allow and Finance Accessory Dwelling Units
Urban Institute, Feb. 3, 2020–Laurie Goodman, Solomon GreenCommunities are rethinking their zoning laws to meet growing demand and improve affordability. But without innovation in financing, zoning reforms are unlikely to …
Black Knight: Low Interest Rates Translates into Home Buying Power
Black Knight, Jacksonville, Fla., said despite four consecutive months of accelerating home price growth, falling interest rates have increased home buying power, making homes their most affordable since 2018.
Nicole Valentin-Smith of Fiserv on the Path to the Digital Mortgage
Nicole Valentin-Smith is Director of Client Management, Digital Lending and Origination with Fiserv Inc. (NASDAQ: FISV), Brookfield, Wis., a global provider of financial services technology platforms.
CoreLogic: 2019 Home Prices Increased by 4%
CoreLogic, Irvine, Calif, said home prices increased by 4 percent annually in December—not as high as other forecasts, but at a healthier pace than in recent years.
Looser Underwriting Will Lead to Higher Prime Jumbo Defaults: Moody’s
National Mortgage News, Feb. 3, 2020–Brad FinkelsteinDefault rates for prime jumbo mortgages will increase, but a strong economy and rising home prices will bail most borrowers and lenders out, Moody’s …
Banks Expect Tighter Lending Standards, Weaker Loan Performance in 2020
Wall Street Journal, Feb. 3, 2020–David HarrisonBanks expect to tighten lending standards and to see loan performance weaken this year, according to a new Federal Reserve Survey. (subscription)https://www.wsj.com/articles/banks-expect-tighter-lending-standards-weaker-loan-performance-in-2020-11580761195?
California’s Big Housing Bill Fell Short. A Push for Backyard Cottages is Moving Ahead
San Francisco Chronicle, Feb. 3, 2020Last Thursday’s defeat of SB50, the state Senate bill that would have required cities to allow dense residential development near transit, shows housing policy can …