Non-QM Captures More Than 11% Of Mortgage Lock Volume

September 9, 2026

National Mortgage Professional, Sept. 9, 2026-Czarinna Andres

Loans classified by Optimal Blue as Non-QM or “Expanded Guidelines” captured 11.3% of mortgage rate-lock volume in August, reaching the highest level shown in the report’s three-year chart as investor and debt-service coverage ratio lending claimed a larger share of the segment.