Mortgage Balances Hit $13.19 Trillion as HELOC Demand Surges to Three-Year High

Mortgage Professional America, May 12, 2026-Liezel Once
Mortgage balances continued their steady climb in the first quarter of 2026, rising $21 billion to reach $13.19 trillion, according to the Federal Reserve Bank of New York’s latest Quarterly Report on Household Debt and Credit released Tuesday.

The figure marks the 12th consecutive quarter of mortgage balance growth.
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