2025 Saw Relatively Fewer Natural Disasters. Will You Get a Break on Home Insurance?

NPR Morning Edition, March 11, 2026-Michael Copley
American homeowners have faced years of rising insurance costs, due in part to threats from climate change. But 2025 was a relatively quiet year for extreme weather disasters: wildfires and flooding devastated parts of California, Texas and Alaska, but no hurricanes made landfall in the continental U.S. So, will homeowners get a break on their insurance bills?

The answer is maybe — and only in some places.
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