MBA: Mortgage Growth to Slow With Population

Credit Union Times, June 24, 2026-Jim Duplessis

The Mortgage Bankers Association sees threats as population growth slows to a crawl and housing demand falls.

The MBA’s latest monthly forecast showed mortgage originations rising 6% to $2.17 billion this year, then annual growth rates slowing to about 1% in 2027 and 2028 – the edge of the MBA’s forecast horizon.

But an MBA white paper released Monday took a close look at threats through 2035 and beyond, primarily from demographic trends. The main point concerned a population that will barely grow through at least 2035.

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