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Volume 25 Issue 144

Thursday, July 30, 2026

MBA: Mortgage Application Payments Decreased in June

Homebuyer affordability improved in June, with the national median payment applied for by purchase applicants decreasing to $2,191 from $2,198 in May, according to MBA's Purchase Applications Payment Index.

FOMC Holds Interest Rates Steady; MBA’s Economist Weighs In

The Federal Open Markets Committee July 29 kept interest rates steady, holding the target range for federal funds rate at 3.5-3.75%.

Redfin: Vacation-Home Mortgages Increase for First Time in Four Years

Redfin, Seattle, found second-home mortgages increased by 4.1% in 2025 compared with 2024.

MBA: Delinquency Rates for Commercial Properties Decreased in 2Q

Delinquency rates for mortgages backed by commercial properties decreased during the second quarter, according to MBA's latest CREF Loan Performance Survey.

MBA VIDEOS

mPower Moments: On Building a Career Through Passion with MMLA’s Joanne Misuraca

mPower Moments: On Building a Career Through Passion with MMLA’s Joanne Misuraca

MBA Now: Marina Walsh, CMB, on MBA's Upcoming HELOC and Home Equity Workshop

MBA Now: Marina Walsh, CMB, on MBA's Upcoming HELOC and Home Equity Workshop

MBA Research Minute

MBA Research Minute

MBA Eye on Washington

MBA Eye on Washington

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TOP NATIONAL NEWS

MISMO’s Warning: Mortgage AI Can’t Go Ungoverned
Fannie Mae Purchase Volume Jumps 33% In Second Quarter
As Many Are Priced Out of Buying, the Renter-Owner Wealth Gap is Wider Than Ever
Healthcare Real Estate Absorption Outpaces Slowing Leasing
Foreign Buyers Purchased $45.3B in U.S. Existing Homes, NAR Says

UPCOMING EVENTS AND NEWS

School of Mortgage Banking I Online Starts Aug. 3
AI for Mortgage Marketers, Aug. 4

The GSE Data Is Public. What the GSE Historical Data Reveals About Credit Score Performance. (Sponsored by FICO)

On July 1, Fannie Mae and Freddie Mac released the historical loan-level datasets the mortgage industry has been anticipating: FICO® Score 10T performance data spanning more than 12 years from April 2013 through September 2025. These datasets now include mortgage loan-level performance data for Classic FICO® Score, FICO® Score 10T, and VantageScore 4.0 — enabling a direct comparison on the same loans.

Innovating Where It Matters Most: How Cenlar Is Transforming the Homeowner and Customer Service Experience (Sponsored by Cenlar)

In mortgage servicing, innovation matters most when it shows up in the moments that define the homeowner experience.

July 29, 2026

S&P Cotality Case-Shiller Indices Up Slightly in May

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The S&P Cotality Case-Shiller U.S. National Home Price Index posted a 1.1% annual gain for May 2026. That’s up from a 0.9% rise in April.

July 31, 2026

The AI Billing Shock: Why Soaring Token Costs Are Challenging Mortgage AI Assumptions

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IndiSoft LLC's Camillo Melchiorre says mortgage organizations can no longer treat AI as an unbounded utility. "Operational savings disappear when token costs exceed the labor they replace."

July 29, 2026

Mortgage Applications Decrease in Latest MBA Weekly Survey

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Mortgage applications decreased 6.4% from one week earlier, according to data from MBA’s Weekly Mortgage Applications Survey for the week ending July 24, 2026.

July 31, 2026

We Keep Debating the Price of the House. We Should Be Building the Road to It.

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Money Management International’s Helene Raynaud notes that affordability is one ingredient in the homeownership challenge. “Mortgage readiness is the on-ramp, and nonprofits are increasingly helping build it.”

July 29, 2026

Walker & Dunlop: Student Housing Sector Strong

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Walker & Dunlop, Bethesda, Md., released its 2026 Student Housing Outlook, finding that the sector is primed for a new investment cycle.

July 29, 2026

MBA Premier Member Editorial: Why Loan Purchasers are Building Their Own Case for eNotes

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DocMagic’s Brian Pannell discusses eNotes’ effect on the purchasing side of the secondary market, where investors are discovering operational advantages that are beginning to influence how digital collateral is valued, prioritized and managed after acquisition.

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
President and CEO: Robert Broeksmit, CMB
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Editor: Michael Tucker | 202/557-2851
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