eNotes Hit 15% of MERS Volume; Laggards Risk $300/Loan

National Mortgage News, July 20, 2026-Nazeefa Ahmed, Brad Finkelstein

Nine in ten lenders now use some form of digital mortgage during origination, up from 74% just two years ago, according to a survey of 100 lenders spanning banks, credit unions and independent mortgage banks. For the remaining 10%, the gap is starting to show up on the bottom line: lenders using eNotes can save up to $300 per loan, per a white paper from the Mortgage Industry Standards Maintenance Organization (MISMO).

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