Under 35 Years Old and Mortgage-Free

New York Times, July 2, 2026-Vince Dixon

The number of homeowners under 35 is increasing, especially among those living without mortgages, according to census data.

Between 2014 and 2024, the number of mortgage-paying homeowners younger than age 35 rose by 11 percent. But the number of homeowners in the same age group living without a mortgage increased by 56 percent, supporting research showing that early homeownership is becoming increasingly concentrated among the wealthy.

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