Fed to Propose Capital Changes for Banks, Mortgages

Inside Mortgage Finance, Feb. 17, 2026-Brandon Ivey
The Federal Reserve will soon propose two rules aimed at increasing mortgage lending and servicing by banks. Michelle Bowman, vice chair for supervision at the Fed, provided a preview of the proposals Monday.

“I see a path forward that incorporates both renewed bank participation in the mortgage market and a safe and sound banking system,” she said.

MBA President and CEO Robert Broeksmit, CMB, has issued a statement about the proposal.

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