Mortgage Rates Fall Again, But Are Borrowers Stretching Budgets Too Far?

HousingWire, August 18, 2026-Neil Pierson

Mortgage rates fell for a second straight week, with 30-year conforming at 6.86% and MBA reporting applications up 3.6% the week ending Aug. 7. Servicing stress is increasing among government loans, including a 2.06% FHA serious delinquency rate in Q2 2026.

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