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Volume 25 Issue 161

Monday, August 24, 2026

MBA Advocacy Update: Regulatory Updates in N.H., Colo.; Lenders Save 5% on Membership Renewal by 8/31; more

This week’s top legislative and policy news from the Mortgage Bankers Association.

MBA Chart of the Week: Seriously Delinquent Mortgage Rates and Spreads

According to the latest results from MBA’s National Delinquency Survey (NDS), the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.37% of all loans outstanding at the end of the first quarter.

VantageScore: Consumer Credit Stays Healthy; Payment Discipline Holds Firm

Consumer credit conditions remained fundamentally healthy in June, but early signs of payment stress began to emerge, the latest VantageScore CreditGauge report said.

MBA VIDEOS

MBANow: A Conversation with National Bankruptcy Services CEO Brad Cloud (sponsored)

MBANow: A Conversation with National Bankruptcy Services CEO Brad Cloud (sponsored)

mPower Moments: Authentic Branding with Moxie Creative Studios' Stephanie Armstrong

mPower Moments: Authentic Branding with Moxie Creative Studios' Stephanie Armstrong

MBA Research Minute

MBA Research Minute

MBANow: Wendy Penn on CONVERGENCE Baltimore

MBANow: Wendy Penn on CONVERGENCE Baltimore

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TOP NATIONAL NEWS

Bond Market Anxiety Raises Stakes for Warsh’s Debut Jackson Hole Speech
Housing Affordability Worsens Amid Higher Mortgage Rates
Insurance Companies Add to Whole-Loan Mortgage Holdings
Sunday Summary: Who’s Funding $1.3 Trillion in Data Center Spending?

UPCOMING EVENTS AND NEWS

Using Quality Assurance, Control and Fraud Prevention to Strengthen Loan Operations, Aug. 25
TODAY: Maximizing Home Equity Without Refinancing, Sept. 8
MAA Pre-Election Webinar, Sept. 15

The Hidden Risk Inside Your AI Strategy (sponsored by JazzX AI)

Every mortgage executive feels the same pressure. AI is advancing at an extraordinary pace, and standing still feels like falling behind. Mortgage lending remains one of the most regulated industries in financial services, where every decision carries consequences for borrowers, investors, regulators, and the business itself.

August 24, 2026

Before Mortgage Can Be AI-Ready, We Need to Be Data-Ready: #VieauxPoint

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I recently spent a few hours doing something I probably do more often than I should: scrolling LinkedIn and reading what smart people across different industries are talking about. My rabbit hole this time: Data Governance.

August 27, 2026

MBA NewsLink Q&A: Asurity’s Karol Villavicencio Discusses the MISMO Mortgage Compliance Dataset

MBA NewsLink recently interviewed Karol Villavicencio from Asurity about MISMO’s Mortgage Compliance Dataset.

August 21, 2026

Zonda: New Home Market ‘Treading Water’

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The market for new homes is “treading water,” according to a new report from Zonda, Newport Beach, Calif.

August 21, 2026

ACES: Critical Defect Rate Rises From Annual Low in First Quarter

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ACES Quality Management, Denver, reported the overall critical defect rate increased to 1.71% in the first quarter from 1.38% in late 2025.

August 21, 2026

ConcertMBA is now…ComedyMBA

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All jokes aside, ConcertMBA is now ComedyMBA, featuring none other than comedy legend Jerry Seinfeld. Join us on Oct. 13, sponsored by Radian.

August 21, 2026

From Scramble to Strategy: Using AI the Right Way in Compliance

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Ncontracts' Stephanie Lyon writes that AI is giving compliance officers a rare commodity: time to get ahead of risk instead of chasing it.

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
President and CEO: Robert Broeksmit, CMB
Senior Vice President of Public Affairs and Marketing: John Mechem
Editor: Michael Tucker | 202/557-2851
Editorial Manager: Anneliese Mahoney | 202/557-2938
Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
Advertising Opportunities: Bill Farmakis | 203/834-8832