Volume 25 Issue 165

Friday, August 28, 2026

Broeksmit Addresses FHA Health in Wall Street Journal Letter to the Editor

The Wall Street Journal published a letter to the editor from Mortgage Bankers Association President and CEO Robert Broeksmit, CMB, on two subjects related to the health of the Federal Housing Administration.

MBA NewsLink Q&A: Pennymac’s Mike Hogan on Mortgage Technology’s Next Chapter #MISMOSummit

RESTON, Va.--One central theme of the MISMO Fall Summit: AI is quickly moving to practical applications across the mortgage industry. MBA NewsLink caught up with Pennymac CIO Mike Hogan at the summit to discuss the evolving role of technology in mortgage.

MISMO Congratulates New MISMO Standards Professionals #MISMOSummit

RESTON, Va.--MISMO recognized two new Certified MISMO Standards Professionals and 14 new Associate MISMO Standards Professionals here at its Fall Summit.

FICO Score Credit Insights: Average FICO Score Holds Steady at 714; Consumers Show Resilience

FICO, Bozeman, Mont., reported the average U.S. FICO Score is 714--unchanged since October 2025 but down one point from a year ago--as student loan delinquency reporting matures.

MBA VIDEOS

MBANow: A Conversation with National Bankruptcy Services CEO Brad Cloud (sponsored)

MBANow: Joel Kan on MBA’s Latest Economic Forecast and Annual26 Market Outlook Session

MBANow: Laura Hopkins on the Oct. 10 mPowering You Summit

MBANow: Wendy Penn on CONVERGENCE Baltimore

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TOP NATIONAL NEWS

MISMO Gives Lenders a New Test For Mortgage AI Vendors
Mortgage Lenders Weigh AI, Alternative Data and Credit Models
Banks, Thrifts See Lowest SFO Total Since 2005
Missing Middle Multifamily Starts Backslide Amid Zoning Headwinds
Rising Inventory Hands Buyers Rare Leverage

UPCOMING EVENTS AND NEWS

Essentials for Executives and Board Members Module XI: Fraud and Cybersecurity, Sept. 11
UAD 3.6 Office Hours Part IV, Sept. 21
MBA Independent Mortgage Bankers Conference 2027 in Tampa, Jan. 25-27

The Hidden Risk Inside Your AI Strategy (sponsored by JazzX AI)

Every mortgage executive feels the same pressure. AI is advancing at an extraordinary pace, and standing still feels like falling behind. Mortgage lending remains one of the most regulated industries in financial services, where every decision carries consequences for borrowers, investors, regulators, and the business itself.

August 27, 2026

A Look Inside the Issues Shaping Housing Finance #MISMOSummit

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RESTON, Va.,-- As Congress and federal agencies work on the lending landscape, MBA’s Rachel Kelley and the Broker Action Coalition’s Brendan McKay discussed what changes are on the horizon and what they mean for lenders here at the MISMO Fall Summit.

August 27, 2026

MBA: Mortgage Application Payments Decreased Slightly in July

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Homebuyer affordability improved in July, with the national median payment applied for by purchase applicants decreasing to $2,175 from $2,191 in June, MBA's Purchase Applications Payment Index reported.

August 27, 2026

Consumer Confidence Edges Down in August

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The Conference Board, New York, reported consumer confidence dipped 0.8 points in August to 89.4.

August 27, 2026

ICE First Look: Mortgage Delinquencies Ease in July; New Defaults and Cure Activity Improve

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July data indicate that mortgage performance may be “finding firmer footing beneath the surface,” the new ICE First Look at mortgage delinquency, foreclosure and prepayment trends reported.

August 27, 2026

MBA Recognizes Our Select Members

The Mortgage Bankers Association is proud to recognize our Select Associate Members and to thank them for their continued support of MBA and the real estate finance industry.

August 27, 2026

The Sun Belt Apartment Glut Is Finally Starting to Fade

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First American's Principal Commercial Real Estate Economist Xander Snyder notes that the first stage of rebalancing appears to be underway in Sun Belt markets.

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
President and CEO: Robert Broeksmit, CMB
Senior Vice President of Public Affairs and Marketing: John Mechem
Editor: Michael Tucker | 202/557-2851
Editorial Manager: Anneliese Mahoney | 202/557-2938
Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
Advertising Opportunities: Bill Farmakis | 203/834-8832