Timing Your Refinance: Should You Wait for Fed Rate Cuts?

Orange County Register, Sept. 12, 2025-Jeff Lazerson
Conventional wisdom believes the Federal Reserve is going to cut interest rates three times before the end of the year. The first cut will carve out one-quarter percent at the Sept. 16-17 meeting. Cut number two will come in October, with the third cut at the December meeting.

All of this begs the question: Should you wait to refinance as rates are about to head lower? Or should you pull the trigger now, assuming you are “in the money?”

Click here for more.