FHA Credit Watch Program: Overview and Remediation, Oct. 1
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About the Event
The webinar will begin with a clear explanation of FHA’s Credit Watch program and why it matters for lenders with Direct Endorsement and Lender Insurance approval. Given elevated delinquency levels in FHA’s portfolio, MBA and industry experts will walk through how FHA measures lender performance using compare ratios, how FHA systems monitor delinquency trends, and the latest market data. This session provides essential context for any lender aiming to stay compliant and protect their approvals.
Next, the webinar will focus on remediation and the steps lenders should take after receiving their first HUD notification. Panelists will discuss why risk mitigation can be difficult, but will also share best practices for tracking performance, identifying red flags, and intervening early to minimize risk. This practical session is designed to help lenders engage proactively and strategically with HUD.
Don’t miss this opportunity to hear directly from seasoned experts and walk away with the insights you need to safeguard your organization’s FHA lending operations. Members should feel free to attend Part I, Part II, or both. Both halves of the webinar will be recorded and distributed along with a summary. In addition, please feel free to submit questions in advance to David Upbin at dupbin@mba.org.
Date/Time:
Wednesday, October 1 (3:00 PM – 4:15 PM ET)
Objectives:
Understand what FHA’s Credit Watch is, why it matters for Direct Endorsement/Lender Insurance lenders, and how compare ratios are used to assess performance
Learn how FHA systems monitor delinquency trends and review the latest market data to benchmark your portfolio
Who to engage, what to document, and how to structure a response
Best practices to track performance, spot red flags early, and intervene proactively to protect approvals
Target Audience:
Senior Executives
Heads of Production
Underwriting Personnel
Compliance Professionals
Speakers:
Darnell Peterson, AMP, Manager, Loan Production Policy, Mortgage Bankers Association
Marina B. Walsh, CMB, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association
Jack Higgins, Director, Quality Assurance Division, Federal Housing Administration
Brian Chappelle, Partner, Potomac Partners
