Industry Briefs, Oct. 30, 2025
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Xactus Partners With Plaid, Argyle, Thomas & Co.
Xactus, Broomall, Pa., announced a strategic partnership with Plaid, bringing Plaid’s FCRA-compliant verification of assets solution to Xactus360.
The integration, once developed, will make it easier for lenders to leverage Plaid’s secure account linking experience. Once a consumer consents to share their bank account data, lenders can access a comprehensive VOA report with up to two years of categorized inflows and outflows, average account balances, asset-derived income and more.
Lenders using Xactus360 will be able to access Plaid’s VOA solution within their existing workflows, alongside credit, income and employment verifications, to streamline processes and accelerate loan decisioning. It’s also compatible with Fannie Mae’s Desktop Underwriter validation service and Freddie Mac’s Loan Product Advisor asset and income modeler.
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The firm also announced a partnership with Argyle, New York. It adds Argyle’s verification of income and employment solution to Xactus360, expanding lender access to real-time, GSE-approved payroll and banking data.
Within Xactus360, lenders can configure Argyle within their waterfall for instant or alternative verification strategies.
The integration supports seamless ordering through Encompass, direct API connection or via Xactus360.
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Additionally, Xactus is integrating Peek Verify from Thomas & Co., Nashville, Tenn., into Xactus360.
Peek Verify introduces complimentary early-stage visibility into available employment and wage data, giving lenders a real-time indication of whether Thomas & Co. holds the records they need before initiating a full verification.
It will help clients streamline their workflows, eliminate unnecessary verification requests and improve borrower experiences with faster approvals and fewer delays. Lenders can instantly see record presence, employer details, employment status and wage data availability before ordering a paid verification.
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MeridianLink Launches New Solution
MeridianLink, Irvine, Calif., launched MeridianLink Insight for Mortgage, an intelligence and analytics solution tailored for mortgage lending. It includes data collection, dashboard creation and end-to-end report generation.
It combines powerful analytics, real-time benchmarking and deep borrower insights from the MeridianLink Mortgage LOS platform, designed to accelerate decision-making and drive growth.
The solution can provide centralized and real-time analytics, real-time peer benchmarking and the ability to know more about a user’s borrowers.
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Click n’ Close Offers Free USDA Lock Exensions
Click n’ Close, Addison, Texas, announced a two-part initiative to support lenders during the ongoing federal government shutdown: free lock extensions for USDA loans already in its wholesale pipeline and acceptance of new USDA locks.
New locks will be eligible for the same free extensions through the end of the year.
The program is designed to help lenders manage rate protections and keep loans moving toward closing while normal operations are paused.
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WFG Teams With Palm Agent
WFG National Title Insurance Co., a Williston Financial Group company, Portland, Ore., has teamed with Palm Agent, Trophy Club, Texas.
Palm Agent is a technology platform built for real estate professionals and used by title companies to support their teams and customers.
The partnership is part of WFG’s broader innovation strategy to leverage technology, including AI and automation.
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FirstClose Announces Additional Equity Funding
FirstClose, Austin, Texas, announced the completion of a round of equity funding, led by existing investor Lateral Investment Management, San Mateo, Calif.
It builds on Lateral’s initial 2022 investment and underscores continued investor confidence in FirstClose.
The fund will help support ongoing product development and strategic initiatives.
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