New Mortgage Compliance Dataset Moves Closer to Implementation With Launch of CSBS/MISMO Tech Sprint
The Conference of State Bank Supervisors (CSBS) and the Mortgage Industry Standards Maintenance Organization (MISMO) opened registration for the Mortgage Compliance Dataset (MCD) Tech Sprint kickoff event. The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for residential mortgage loans.
State supervisors, mortgage lenders, loan origination system providers, mortgage compliance vendors, and other interested mortgage technology companies are invited to attend the free, virtual event. The kickoff marks the first in a series of activities for the MCD Tech Sprint.
During the event, CSBS and MISMO will gather feedback to develop a set of problem statements related to MCD adoption. These problem statements will then be shared publicly, and technology companies with potential solutions will be selected to participate in a demo day at the NMLS Annual Conference and Training on Feb. 17-20, 2026.
“We are excited to partner with MISMO on this next step toward implementing the MCD and realizing the benefits of a more aligned and efficient mortgage examination process,” said CSBS President and CEO Brandon Milhorn. “By bringing supervisors and industry stakeholders together at this early stage, we can create a smoother pathway to implementing the MCD.”
The Mortgage Compliance Dataset was developed by industry participants in a MISMO workgroup, and this standardization allows technology to be effective across the mortgage origination industry.
“At MISMO, we believe that alignment between regulators and the mortgage industry is key to building a more transparent and efficient housing finance system. Partnering with CSBS on the Mortgage Compliance Dataset Tech Sprint is an exciting opportunity to put that belief into action — creating standards that simplify compliance and improve outcomes for everyone,” said MISMO President Brian Vieaux, CMB.
The MCD virtual Tech Sprint kickoff will be held Wednesday, Dec. 3, from noon – 4 p.m. (EST). Interested companies can register here.
Visit the CSBS Catalyst Initiative web page to learn more about the MCD Tech Sprint.
