Zillow: It’d Take an ‘Unrealistic’ Mortgage Rate Drop to Restore Housing Market Affordability

Fast Company, Oct. 15, 2025-Lance Lambert
A recent Zillow analysis suggests it would take a drop of more than one percentage point—to 4.43%—for the median-income U.S. homebuyer to comfortably afford the median-priced U.S. home. And that assumes a 20% down payment, which many first-time buyers are unable to make.
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