Deep Dive Into Mortgage Delinquencies: Early Warning Signs, Nov. 13

October 9, 2025

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About the Event

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This TransUnion study examines whether the rising cost of homeownership and increasing consumer debt-to-income ratios may be causing the higher levels of mortgage delinquencies. The research delves into the rising trend of mortgage delinquencies, utilizing trended credit data to analyze changes in consumers’ mortgage and non-mortgage payment to income ratios. The study examines how fluctuations in these ratios — influenced by factors, such as increased property taxes, higher homeowners’ insurance premiums and other high interest rate secured (e.g., HELOC) and unsecured lending products (e.g., personal loans) — impact 30, 60 and 90-day delinquencies.

Date/Time:

Thursday, November 13 (3:00 PM – 4:00 PM ET)

Objectives:

Explore the current state of the mortgage market

Understand how to identify early warning signs of financial distress among customers

Learn how to employ strategies to mitigate risk within your mortgage portfolio

Target Audience:

Servicing Executives and Department Heads

Loss Mitigation Professionals

Customer Service and Collections Professionals

Commercial Servicing Professionals

Portfolio Managers

Speakers:

Sumit Gambhir, Vice President, Mortgage Market Strategy, TransUnion

Marina Walsh, CMB, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association