Mortgage Call Report Version 7 XML Released
On Friday, Oct. 31, the Conference of State Bank Supervisors (CSBS) posted the Mortgage Call Report Version 7 (MCRV7) XML file for filers to begin building compliance. Considering the delay in the XML release, MBA has urged CSBS and the American Association of Residential Mortgage Regulators to encourage their state regulator members to offer Q1 2026 grace periods for the first filing of MCRV7.
CSBS has posted the XML file and other resources under the NMLS Reporting Files resource page (here), or you may access the important links below:
• MCRV7 Field Definitions
• MCRV7 Sample (excel)
• MCRV7 XML Upload Schema (xsd)
As a reminder, MCRV7 changes are outlined in the original proposal and response to comments. Additionally, please keep the following timeline in mind:
• First reporting quarter: 2026 Q1
• 2026 Q1 Submission Start Date: April 1, 2026
• 2026 Q1 Due Date: May 15, 2026
MBA has also asked for clarity on the office hours mentioned in the post providing the MCRV7 XML and will follow up as soon as MBA receives further details.
