Federal Government Shutdown Ends; Operations to Resume

The 43-day federal government shutdown–the longest stoppage in U.S. history–ended Wednesday night when President Trump signed a bill to reopen government operations.

The agreement funds the federal government through Jan. 30, 2026.

The Mortgage Bankers Association had called for lawmakers to bridge their differences and end the shutdown as quickly as possible, including in a statement from CEO Bob Broeksmit, CMB last week and in a Nov. 12 coalition letter to Congress.

The House of Representatives voted 222-209 yesterday to reopen government operations. President Trump signed the bill into law late Wednesday night.

The Washington Post reports that many federal workers could report for work as soon as Thursday. The newspaper said the agreement gives back pay to 650,000 federal workers who have been furloughed since Oct. 1 and 600,000 federal employees who worked without pay during the shutdown.

The shutdown had significant impacts on single-family and multifamily government lending programs. MBA will continue to follow this issue and report on the re-opening process.