Mortgage Rates Are Cooling, but a Policy Standstill Is Keeping Them Elevated

HousingWire, July 8, 2025-Neil Pierson
The U.S. housing market continues to show resilience at the midpoint of 2025, and slightly lower mortgage rates in recent weeks are a reason for optimism. But without policy change at the federal level, mortgage professionals won’t be seeing significantly lower rates for the foreseeable future.
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