Mortgage Rates Decline Slightly, but Help From the Fed Isn’t Coming

January 28, 2025

HousingWire, Jan. 28, 2025-Neil Pierson
Mortgage rates have been static in the first month of 2025. The long-term costs of a home loan are keeping borrowers on the sidelines as rates have been above 7% since Christmas — the longest such stretch since July 2024 when they were in the middle of a long and steady decline.
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