Dark Matter Technologies: An MBA Premier Member Profile

(One in a continuing series of profiles of Premier Members of the Mortgage Bankers Association. Please contact MBA’s Alicia Goncalves, CMB for information about Premier Member profiles.)

Please provide a brief description of your company

Dark Matter Technologies is on a mission to revolutionize mortgage origination by aggressively enhancing and developing lending technology. We support the success of our clients — an impressive roster of banks, credit unions and independent mortgage lenders — with three core solutions: the Empower® LOS, the NOVA LOS, and a suite of AIVA® artificial intelligence assistants.

Dark Matter uniquely offers two distinct loan origination systems, the Empower LOS and the NOVA LOS, to cater to a more diverse range of lender business models. Each solution offers a unique combination of automation, modularity, and flexibility that enables lenders to scale and pivot as market dynamics shift. The company’s suite of AIVA AI-powered solutions automate functions such as document management, compliance and borrower verification with minimal manual intervention to reduce turn times, improve accuracy and mitigate risk. By prioritizing automation and strategic insights, Dark Matter empowers lenders to navigate today’s demands and prepare for tomorrow’s opportunities.

For more information about Dark Matter, visit https://www.dmatter.com.

Please provide a list of key senior personnel

Rich Gagliano, Chief Executive Officer

Sean Dugan, Chief Revenue Officer

What are some key trends your company is tracking?

Optimizing workflows with AI-driven process automation, allowing companies to reduce overhead while improving data accuracy and compliance

Ways lenders can do more with less, especially in this challenging market, with tech that helps them scale and contract as needed

The shift toward open API architectures that enable seamless integration and rapid product innovation

The use of business intelligence (BI) in operational decision-making

Technology-driven improvements to cycle times and loan quality

Why did your company join the Mortgage Bankers Association?

Dark Matter Technologies is a premium member of the MBA because our company sees our relationship as a strategic and mutually beneficial one.

MBA is the largest and most influential mortgage finance industry association, and as such offers industry advocacy and representation, networking opportunities, market intelligence, educational resources and more. Additionally, MBA produces a wealth of industry research, data, market insights and educational resources that help members stay updated on the latest trends, regulatory changes and best practices.

Because the Dark Matter team is in the trenches and working with lenders day in and day out, the company has valuable input to share back with the association as it moves forward to influence housing policy and help more buyers achieve homeownership, a cornerstone of building long-term generational wealth.


How has being an MBA Premier Member benefited your company?

Being an MBA premier member gives Dark Matter Technologies a seat at the table for important industry discussions and a platform for collaborating with a wide network of potential clients, partners, regulators and industry experts, which facilitates valuable connections and business opportunities.

In return, Dark Matter leverages the MBA’s resources and support to contribute to the vitality of the housing finance sector by bringing fresh approaches and innovation to the industry. Dark Matter is investing in the future and giving mortgage lenders a platform for progress through AI, automation and integrations.

(MBA Premier Member Profiles are provided by the Mortgage Bankers Association as a service to MBA Premier Members. Publication does not constitute an endorsement of a particular company, product or service. For more information about the MBA Premier Member program, contact MBA Director of Associate Membership Alicia Goncalves, CMB, at agoncalves@mba.org or call 202/557-2920.)