How to Find a Down Payment to Buy a Replacement Home after LA County Fires

Orange County Register, Jan. 23, 2025-Jeff Lazerson
My heart goes out to the thousands of people in Los Angeles County who are displaced and dealing with this very scenario.

Perhaps you plan on rebuilding your burned down home. Maybe you don’t. Either way, you’ll need to make important long-term housing decisions and arrangements.

If you decide to buy another home, and you don’t have the ability to pay cash, you’ll need to come up with a down payment (in most cases) and closing costs. And you’ll need credit and income to qualify for a new mortgage.
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